Vehicle Title Search



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A title search will reveal all public records that relate to the property. In the majority of cases, an agent or lawyer will utilize a number of different legal records to confirm that the property owner is indeed legally the owner of the property. Beyond that, however the title search on the internet also reveals any other liens or other claims against the property. These could include taxes on the property either unpaid or paid, and judgements against the property owner due to negligent actions.

In order to gain access to all this it is necessary for a title search to be conducted at least once a year. This can be done by contacting the county clerk of the county in which the property is. They will give you information regarding the due date for the title search and also what the cost will be. They are usually affordable. These costs can quickly rise in the event that the property was held by multiple owners or if it has been involved in multiple court decisions.

There is no need to consult the county clerk in conducting the title search. You can instead approach a title insurance firm or private investor who has the time and resources to dig into the public record and identify all available judgments and liens against the house. Sometimes, it’s just a matter of contacting the lien holder on the phone or writing an email. Sometimes, it’ll require going to court or making formal requests through the courts. Whatever way it comes about, the process of finding the liens and judgments can be lengthy and frustrating.

With that said, it is important to note that there’s an appropriate time and place for all of these activities. If there are multiple parties involved, you must do your due diligence. Conducting a title search has to be done regardless of whether you are working with an agent for real estate, a title company or an investor from the private sector. The only way to get title is to have a legal claim on the property as of the day of the transaction.

As we mentioned earlier you could decide to buy the house yourself and also have an open title insurance policy. This policy will make the process of selling extremely simple to complete. Unfortunately, not everyone will have such an easy time. You must carefully follow the regulations of your state for this activity, as there are so many factors that could affect the selling of a property.

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If you are purchasing the property for yourself and there are liens or judgments against the property, you’ll need to conduct a title search from each county where the property is located. A limited coverage search won’t usually uncover additional liens that could hinder buyers from purchasing the home. A lien register can usually include all liens on a trust deed.

Title insurance typically shields you from liens and judgments after the closing. A title search could reveal other ownership issues. For instance when there is an earlier owner who held an outstanding mortgage on the property however, they never made the final payment, it could be that there was a second mortgage. A title search can reveal the name of the person who held the mortgage in this case. If there is no mortgage and the closing has been conducted against the responsibility of the buyer, it is necessary to create a Limited Liability Company (LLC) or a Unlisted Mortgage to protect yourself against any potential claims of wrong doing by the other third party.

Sometimes, a Limited Liability Company (or Unlisted Mortgage) may be required to pay tax. In these situations you will need to inform the tax authority in your area of trust deeds or other ownership issues that you used to purchase the house. After completing your title search in a timely manner you will be better prepared to present this information to the closing agent or attorney at closing.

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